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Chapter 1 | Chapter 2 | Chapter 3 | Chapter 4 | Chapter 5 | Chapter 6 | Chapter 7 | Chapter 8 | Chapter 9 | Chapter 10 | Chapter 11 | Chapter 12 | Chapter 13 | Chapter 14 | Chapter 15 |
Chapter 16 | Chapter 17 | About Learning | Final| Answer Sheet for Final | Affidavit

Your syllabus is lower on the page, but first, a few tips.  You MUST read the chapter AND prepare the answers to the Critical Thinking Questions AND prepare the Answers to the Questions and Problems BEFORE the start of the class on your class date.  Grammar and spelling count.  You mustn't just put down the answer -- you should show the steps to obtaining that answer.  Some of the homework is odd numbered problems for which the answers are given in the back of the text book.  You should work those first, since they will confirm that your method is correct, then work on the even numbered problems. 

Definitions: For each chapter, I make a list of Key Terms that you should know.  You should know these definitions COLD!  Educators rank  the level of  educational objectives using a rating devised by Benjamin Bloom back in the 1950s, called Bloom's Taxonomy.  I've put a summary of that taxonomy at the link so that you can understand what we are looking for from you when weask you to write essays or answer critical thinking questions.  Definitions are at the lowest level, Level 1, and the feeling is that  there is no excuse for not knowing the definitions in any course that you take.   Definition questions are considered to be the easiest questions, and a test made up only of definition questions would be considered too easy for the college level.   You cannot be expected to apply a concept until you know the definition well.  I recommend that you make flash cards from index cards of any definitions that you don't know, and take them with you on the subway or train, and drill yourself until you know them perfectly.  By using flash cards and studying them at those odd moments waiting in line or at the doctor's office, you can save yourself an hour or more of formal sit-down study time per week.  If you know the definitions well, the problems and critical thinking questions are easier.  Start now, and you will be glad you did.
Critical thinking:  The hallmark of an educated person is the ability to think critically.  When you write your answers, make sure that you differentiate fact, opinion and judgment.  Also, read over your answer and ask yourself," Does this flow logically?  Did I substantiate my opinion with fact?"    If you look at a house and see that the front is white, all you know for a fact is that it is white on this side.  Based on your experience with painted houses, you may be of the opinion that is white on all sides.  If a reliable observer told you that he had seen the other sides of the house and they were all white, then you would make a judgment that it was a white house.  Keep this in mind when making statements. 
Homework:  Homework must be e-mailed to homework@nyfinancial.com, and is due BEFORE class.  You can e-mail your homework to me BEFORE 6:30 PM on the class date.  This means you can still turn in your homework before the start of class even if you are sick or have to travel on business.   Late homework will not be accepted. If you don't know how to get an anonymous e-mail account at some place like yahoo or hotmail, the people in the academic computing center will be happy to show you how.  Since you can then use any computer with access to the Internet to send and receive mail, even the ones in the restaurants on the turnpikes, there is no excuse for not sending in your homework on time.  If the service you are using doesn't allow attachments, paste your homework into the body of the e-mail.  Put your name  and the Chapters covered in the subject line of your message.  I don't automatically know who GlitzyGal@ unknown.net or MrMuscles@aol.com are!  The Subject line should read  something like Joe Blow  Homework Chapter 9.
Study Groups: I recommend study groups and homework buddies, to help each other with thorny problems, but you cheat yourself if you do not work and understand every problem yourself.  Don't divide up the homework  -- that is dishonest and a violation of your own integrity.   Those who spend the time to do the homework correctly themselves are always those who do the best on the exams.   
How to Study: A good sequence for study is to look at the tips on the web page that I put up on this site for that chapter, then look at the list of what the chapter is about at the beginning of each chapter in the textbook, then read over the chapter quickly while thinking about what you are supposed to learn.  Then, go back and go over the example problems in the chapter, working them yourself and making sure that you understand each step. 
At this point, you should be able to do the assigned homework without difficulty.  At first it seems that it would be faster just to start on the questions and go back through the chapter looking for the answer, but  that method takes longer overall, because you do not develop the understanding that you need.  You can test your understanding of each chapter by going through the e-tutorial and then taking the online self examination at  www.mhhe.com. One of my  fondest dreams is that I will get a class of people who will all be so good that they will all earn A's in this class.   The concepts are not difficult, but like a math class, it takes practice to be able to do the problems quickly and accurately.  Good luck to each of you.

Note: you have until 6:30 pm of the date given to e-mail in your homework.  Remember that spelling, punctuation and grammar count, so word your critical thinking questions carefully.  The mid-term and the final are 2 hours and 45 minutes long.  You will need your Texas Instruments BA-II plus or hp-12c calculator for all tests.
WED, JAN 22    THU, JAN 23
Reading: Chapter 1 - Introduction to Financial Management, start reading Chapter 2, Financial Statements, Taxes  & Cash Flow 
WED, JAN 29    THU, JAN 30
Reading: Read Chapter 3 - Financial Statements, Working with Financial Statements
Critical Thinking Questions: Chapter 1 - 1,2,3,6,7,9,10, 12,13,14, Chapter 2 - 1,2,4,10 Special Assignment see web page for Chapter 1
WED, FEB 5     THU, FEB 6
Reading: Chapter 4 - Time Value of Money also read this web site about time value of money.
Critical Thinking Questions: , Chapter 3 - 1,2,3,4 ,5, 6
Questions and Problems : Chapter 2 -1,4,5,8,9,10,11,12  Special Assignment : see web page for Chapter 2   Chapter 3 - 1,2,3,4,5,6,9,10,16,24,34
WED, FEB 12    THU, FEB 13
Reading: Chapter 5 - Discounted Cash Flow Valuation  Chapter 6 - Interest and Bond Valuation   Critical Thinking: Chapter 4 - 1,2,3,4,5,9,10  Questions and Problems: Chapter 4 -1,2,3,4,5,6,7,8,9,10,11,12,13, 14,15,16,17,18,19,20,21,22, 23,24,25
(This looks like a lot, but if you use your financial calculator, you can do it in about an hour!)
WED,  FEB 19    THU, FEB 20
Reading: Chapter 7 - Equity Markets and Stock Valuation
Critical Thinking: Chapter 5 -1,2,3,4,5,6,8, Chapter 6 - 1,2,4,6  Special Assignment for Chapter 5.
Questions & Problems: Chapter 5 -1,2,3,4,5,6,12,14, 17,19,24,27,32, 41,45,50,55  Chapter 6 - 1,2,3,4,5.6, 7,8,13
WED, FEB 26    THU, FEB 27
Reading: Chapter 8 - Net Present Value and Other Investment Criteria
Critical Thinking: Chapter 7 -1,2,3,4,5   Questions & Problems: Chapter 7 - 1,2,3,4,7,10
WED, MAR 5    THU, MAR 6
Reading: Chapter 9 - Capital Investment Decisions
Critical Thinking: Chapter 8 - 3,4,5,6,7   Questions & Problems: Chapter 8 - 1,2,5,6,7,12,14
WED, MAR 12  THU, MAR 13  - Spring Recess, No class
WED, MAR 19   THU, MAR 20
Mid-term Exam  - Chapters 1-9   If you wish to have your graded homework on Chapter 9 back early, e-mail in by Mar 12,  and it will be returned by 6 PM on Friday, Mar  16.
WED, MAR 26    THU, MAR 27
Reading: Chapter 10-Some lessons from Capital Market History Chapter 11 - Risk and Return
Critical Thinking: Chapter 9 - 1,3 Chapter 10 - 1,2,3,5,8,9  Questions & Problems: Chapter 9 - 3,5,9,10,11  Chapter 10 - 1,2,3,4,5,6,7,8,12,19,25,27,28
WED, APRIL 2   THU, APRIL 3
Reading: Chapter 12 - Cost of Capital, Chapter 13 Leverage and Capital Structure
Critical Thinking: Chapter 11 -1,2,3,4,5,6,7, 10 
Questions & Problems: Chapter 11 - 1,2,4,7,9,11,13,14,18,19,27,2832,33,37
Use the spreadsheet templates at www.mhhe.com/rwj
WED, APRIL 9    THU, APRI 10
Reading: Chapter 14 - Dividends and Dividend Policy., Chapter 15--Raising Capital
Critical Thinking: Chapter 12 -1,2,3,5,6,8,9 Chapter 13 - 1,5,7,10  Questions & Problems: Chapter 12 - 1,2,4,5,7,11,17,19,26,28,  Chapter 13--1,3,4,5,8,9,10,11,13,17,19
WED, APRIL 16   THU, APRIL 17
Reading: Chapter 16 - Short Term Financial Planning, Chapter 17--Working Capital Management
Critical Thinking: , Chapter 14 - 3,4,7,8 Chapter 15 - 1,3,4,8, 
Questions & Problems: Chapter 14 -1,2,4,5,8  Chapter 15 - 1,2,6,7
WED, APRIL 23   THU, APRIL 24
Critical Thinking: Chapter 16 - 1,3,5,6,8
Questions & Problems:  Chapter 16 -1,3,7,9,13,14,17,18
WED, APRIL 30    THU, MAY 1   REVIEW
May 14 - FINAL EXAMINATION--Covers entire course. Due by e-mail by midnight.  By snail mail or in person must be received by 10 PM in the Business Administration department. I'll be waiting.